No CIBIL? Get Proofd.

Build proof of your financial reliability from real money habits.

We turn everyday spending consistency and income patterns into a powerful trust profile for India's Gen-Z.

17:58
5G
P.

Proofd.

Hi Rick

Proofd Core

Smart finance layer active

₹10.50

210 Tokens

Money Manager > July
Spends₹7,070
Income₹6,555

Accounts

Cash expenses
₹0

Splits

Create group & split expenses

Split your bills for room rent, hotel, outings, movies.

Being trustworthy should not require a credit card.

Millions of young Indians are financially responsible but still invisible to traditional credit systems. No long credit history. No strong CIBIL score. No easy way to prove reliability.

Good with money, but no credit history?

Regular UPI activity, but no formal proof?

Banks see nothing. Proofd sees patterns.

The Problem
Banks See Nothing
Proofd Sees Patterns
Arjun

Arjun. 22. CS Graduate.

Pays rent on time. Splits every bill. Never misses a recharge.

CIBIL Score: 0 — No History Found

Your money habits, finally worth something.

Trust score from real behaviour

Built for students and young earners

Simple weekly money insights

No confusing finance jargon

Privacy-first design

Made for India’s UPI generation

Your Story → Your Score → Your Access

Real Behaviours Detected

0Trust Score

Building your trust profile…

What You Unlock

Instant Cash Advance

₹5,000 via UPI. No interest.

Early Salary Access

Get paid 2 days before payday

Zero-Fee Account

No minimums. No hidden charges.

How Proofd works

We turn your everyday digital transactions into a visible proof of your financial reliability.

1

Connect your money habits

Proofd studies patterns like spending consistency, income flow, and responsible behaviour.

2

Build your trust profile

Your everyday financial discipline becomes visible through a simple Proofd profile.

3

Unlock early opportunities

Use your Proofd profile to access future financial tools, insights, and eligibility-based benefits.

Coming Soon

Built in public.Shaped with early users.

Invite only

We are carefully selecting our first batch of users. Early adopters get lifetime perks and shape the future of Proofd.

UPI-first

Made for how India pays today. Zero physical paperwork required.

CIBIL
SCORE

No jargon

Finance is complicated. Proofd is not. We speak your language.

Gen-Z focused

Designed for freelancers, students, and first-jobbers who are completely ignored by traditional credit systems.

Your money.
Your proof.

Stop letting traditional systems hold you back. Be among the first to build a Proofd Trust Profile.

Early access is strictly invite-only. Priority given to early signups.